Day: October 25, 2019

Understand the Purpose of Flame Arrestor

A flame arrestor is a tool or device that is being utilized to open and close connecting pipework in the process of enclosures that allows liquids, gasses, and other elements to pass through. It also prevents the transmission of a sudden flame surge to avoid a larger fire or worst, explosion.

In a process execution with combustible gasses, flame arrestors lend their hand to lessen the risk of an explosive event. When it is appropriately used, flame arrestors can avoid catastrophic and severe damage to the plant or industrial places, keeping all the workers, and the community safe from harm.

Any individuals who are involved in purchasing flame arrestors should be fully-knowledgeable and educated on how these devices should work. Also, they should be able to determine its rightful purpose, advantages to the performance, and its limitations.

In today’s article, you’ll learn to understand the fundamental purpose of flame arrestors.

flame arrestor

Reasons to Use Flame Arrestor

A flame arrestor is also known as a deflagration arrestor and a flame trap. Experts also identified it as the most dangerous device that can transport and store flammable and deadly gases and liquids. The flame arrestor is responsible for preventing any ignition that might possibly occur through the flammable vapor, which can result from firing and severe explosion.

When a flammable gas or vapor got mixed in the atmosphere, such as through oxygen or air, there’s a possibility of a massive explosion. Accidental ignition of the flammable liquid and gas can result in a flame that can travel through the unburnt substance of mixture until the fuel has been consumed.

In an enclosed and secured area, like a vessel or a pipe, for example, the drastic change in temperature can increase the chances of the combustion process, which can lead to an increasing volume of gas elements.

Thus, it will increase the pressure that will induce the risk of destructive effects, which can accelerate the explosion or flame surge. Failure to stop this flame can result in more extensive damage to the process, property, and loss of lives of the workers, which can cost millions of litigation expenses.

Types of Flame Generation: Deflagration

If any flammable substances have been mixed through the atmosphere that comes in contact with the ignition culprit, then a flame surge will rise. This flame can burn all the gas and vapor until:

  • The supply of the fuel is already consumed
  • The heat that is needed to keep the combustion is eliminated
  • The oxygen becomes too low or too high to enable a continuous burning.

Deflagration

If the flame front keeps on propagating at a particular speed against the speed of vapor – it is called deflagration.

This flame front can be classified into two categories:

  • Unconfined Deflagration: It occurs when there’s a flammable atmosphere present outside the vessel or process equipment. For instance, a ventilation or breathing space from a tank that stores gasoline may produce a flammable vapor or unconfined cloud, which can be a cause of the explosion. That’s why any ignition causes like static electrical discharge, lit cigarette, and lightning can ignite the vapor cloud that can result in a flame to enter the tank through the open space
  • Confined Deflagration: It occurs when there’s an ignition present in the flammable area inside a pipeline, vessel, or process equipment. It typically happens in the process of plant or industrial areas. For instance, a poisonous methane gas that can be found on the ground is pumped to the edge along to the pipe; it’ll burn the boiler for a heating purpose.

Here’s all you need to know about a personal loan for unemployed individuals

Personal loans fall under the category of unsecured loans. Therefore, other than having a stable source of income, the borrowers are also required to meet certain eligibility criteria. However, personal loans are also provided to unemployed individuals these days. Many leading financial institutions are offering loans to individuals who do not have a stable source of income. There are also various loan schemes launched by the Central and the State Government to provide loans to unemployed individuals.

If you are unemployed, and urgently need to avail a personal loan for unemployed, then below are some of the important tips that you need to keep in mind:

Credit History

Maintaining a good credit history increases the chances of availing personal loans. One can maintain a good credit history by repaying the credit on time. It shows that you have a lower risk of becoming a defaulter, and therefore, increases your reliability towards the lender

Relation between the Lender and the Borrower 

Maintaining a good relationship with the lender helps you to borrow funds when you do not have a stable source of income. When you maintain a positive relationship with the lender, there are chances that he will provide you with the loan based on it

Appeal with a Guarantor 

When you want to avail a personal loan for unemployed, it is suggested that you apply for the loan with a guarantor. A guarantor is a person who repays the loan when the person applying for the loan fails to repay it. Therefore, applying with a guarantor higher your chances of availing the loan

Chances of Employment in Future 

If you can provide the banks with certain evidence that there are good chances you will not be an unemployed person in the future, then your chances to avail of the personal loan increase. Documents such as appointment letters from stable companies work as it shows the lender that you can repay back the borrowed money with the income from your future employment

Types of Personal Loans for the Unemployed 

There are many types of personal loans available for the unemployed in India. Some of them are:

Gold Loan: Unemployed individuals usually avail of the gold loan as they are comparatively easy and quick. The personal gold of the borrower has to be provided as the collateral in this type of personal loan

Secured Loan: This type of loan is very common among unemployed people. In the case of secured loans, the borrower provides certain collaterals against the loan amount. This poses less risk for the lender andhelps in lowering the interest rate for the borrower

Borrowing Against Fixed Deposit: The banks may provide you with a personal loan if you have a fixed deposit in a bank

Credit Against Life Insurance: When you are unemployed and going through a financial crunch, you may borrow money from the financial institutions against your life insurance policy

Apart from these, there are various Central and State Government loan schemes available for unemployed people. Pradhan Mantri Rozgar Yojana (PMRY), New Entrepreneur Cum Enterprise Development Scheme (NEEDS), Agriculture Loan, Pradhan Mantri Mudra Yojana for Women (PMMYW), Prime Minister’s Employment Generation Program (PMEGP), etc. are some of them.

Though you may face some kind of rejections while applying for personal loans when you are unemployed, you should not be discouraged. You can connect with the banks where you have any kind of account. They may consider various eligibility factors while you are unemployed and provide you with loans accordingly.