Day: June 3, 2019

Decorate Your Home with Concrete Stencils

Concrete stencils are an easy and inexpensive way to add a little decor and style to your utilitarian floor. You can use them for giving a brick or stone look to your patio by incorporating elaborated patterns to the floor. You can apply the Concrete stencils on existing concrete as well as freshly laid concretes.

How To Apply Concrete Stencils

After the concrete is placed, the slab is edges, floated and screened in the usual manner. Then, when the concrete is free of excessive bleed water but yet wet, the concrete stencil is then placed on the surface. Placing the utensil needs two people, one holding the concrete stencil roll and the other person holds the uncoiled end on the opposite side of the concrete slab. Then, a special stencil roller you can plaster the stencil to the slab once it is laid down.

You must lay the concrete stencils and work with them one at a time. The stencils are die cut, hence the strips should be set in a specific way to make sure the pattern continuity is maintained. This process is similar to aligning the strips of wallpapers with the pattern. After you have laid down the concrete stencils on the slab, cut it approximately ⅛ inside the form boards for allowing it to swell. Then use the hand float to keep it stuck to the edges.

Adding The Colors To The Stencils

After the stencils are set, adding the colour is the next step. For that, use the hand broadcast colour on the surface. And then with a bull float work it into the slabs. For this process, the concrete should be wet and have enough moisture that the hardener can absorb. Hence, it is dome right after the application of the concrete stencils.

Adding The Texture

Texture improves the look of the floor. You can use texture roller or seamless texture skin on stone and brick stencil patterns. It gives the surface slightly rough profile and a more realistic look. Texturing the slab is not needed with the tile pattern. You can smooth any imperfection by using Fresno or trowel. A powdered or liquid antiquing release agent is used on the surface before texturing. Run the roller over the slab when it is firm enough to handle the weight of the roller and yet plastic enough to receive the texture. You can use rollers with different textures for creating a variety of decorative effects.

The Effect

After the slab is textured, you can remove the concrete stencils. This is the time when you see the magic of the stencils and textures. One person should stand on each side of the slab and should remove the last piece of stencil laid first. You should remove the stencils straight up from the ends. When the cement stencils are completely removed, dispose of them.

The next day, you can clean the release agent can be, the control joints are saw cut and finally, and then seal the surface. You can also use cement stencils on the existing concrete. Sandblasting or acid etching are the two popular methods for stenciling the existing concrete slab. And you can find as many patterns for them as well.

An overview about mutual fund investment

Mutual funds investment depends upon market fluctuations. Pay attention to the advertisements displayed by mutual fund companies before investing. Risks relate to any type of investment and this is with no particular reference of investment in direct mutual fund. One of the striking features about a mutual fund is that you can invest as per your risk appetite. The level of risk depends upon your investment objectives and generally higher levels of risk means higher returns.

Clearly understand your risk tolerance levels.

Before going to choose a mutual fund you need to figure out what you can tolerate and what ceases to be your risk appetite. The tolerance levels are an indicator of the market volatility you can handle.

Risk and returns are two sides of the same coin. Where the risk is high scope of returns are higher. If your risk capacity is low opt for debt based mutual funds and they are considered to be the safest form of investment.

Figure out your asset allocation

Once the levels of risk are clear you can outline your asset allocation. This is a mixture of asset class outlining your investment portfolio. A tip is to diversify among the various investment classes depending upon how much time you are planning to invest. This would also boil down to the levels of risk you are comfortable with.

A poor asset allocation is going to show your risk tolerance in poor light as it boils to high risk, medium risk and poor risk takers.

How to go about choose the best mutual funds

On thousands of mutual funds to choose from and various brands offering them investor could face an overload of information and end up making unwanted mistakes. Once you are aware of your asset allocation you need to choose a mutual fund that is based on your investment goals. You need to consider these goals in the choice of a mutual fund.

  • Observe the past performance –past performance cannot always assure a better future performance. People start with this method, but they stop here as well. To look at funds is one of the only steps in evaluation of a fund. The performance of the fund along with fund managers is to be evaluated in due course of time. Just go through the fund ever since it has been launched to evaluate its performance
  • The age of a fund- it makes sense to invest in funds which are more than 5 years old as they possess a track record that can be easily compiled with. Just check out the performance record of a mutual fund and figure out if it is more than 10 years old
  • The risk aspect- the choice of a mutual fund once again boils down to the levels of risk you are subject to considering. For varied risk takers there are different types of funds in a market. You can choose a fund as per your risk appetite

By following the above processes you can choose a mutual fund as per your choice.